Free financial tools tailored for Montana (MT) residents — tax calculators, mortgage estimates, insurance costs, and cost of living data.
Income Tax
5.9%
Property Tax
0.74%
Median Home
$380,000
Median Income
$62,000
Cost of Living
97
Calculate your Montana state income tax and see effective rates across all brackets.
See your take-home pay in Montana after federal and state taxes.
Estimate property taxes in Montana based on home value and local rates.
Calculate mortgage payments in Montana including taxes and insurance.
How much home can you afford in Montana?
Estimate auto insurance costs in Montana based on your profile.
Estimate home insurance in Montana for your property.
Compare cost of living in Montana to other states and the national average.
Montana (MT) has a top marginal income tax rate of 5.9%, which applies to a progressive system with 2 brackets. Understanding your effective tax rate is important for budgeting and financial planning in Montana.
Housing costs: The median home price in Montana is $380,000 with an effective property tax rate of 0.74%.At 0.74%, property taxes in Montana are near the national average of approximately 1.1%, which can make homeownership more affordable over the long term.Use our mortgage calculator to estimate your full monthly payment including property taxes and homeowners insurance.
Income and cost of living: The median household income in Montana is $62,000. With a cost of living index of 97 (national average = 100), Montana isnear the national average, meaning everyday expenses are roughly in line with typical US costs.
Tools for Montana residents: Use the calculators above to estimate your income taxes, mortgage payments, auto insurance costs, and more using Montana-specific data.All calculators are free to use with no account required, updated with current rates and data for the 2026 tax year.
How does Montana compare to other states?
Compare Montana's income tax, property tax, cost of living, and housing costs against other US states.
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