Free Montana (MT) cost of living calculator with 2026-specific rates. Calculate your exact cost of living using real Montana data.
Montana has a cost of living index of 97, where 100 represents the national average. This means living in Montana is about 3% less expensive than the national average.
With an index of 97, Montana falls in the moderate range for cost of living. Key factors include the median home price of $380,000, state income tax up to 5.9%, and average insurance costs.
The median household income in Montana is $62,000. With a cost of living index of 97 and median home price of $380,000, a comfortable salary depends on your household size, location within the state, and lifestyle. Use our calculator to compare costs across states.