California financial calculators

California (CA) has a top marginal income tax rate of 13.3%, which applies to a progressive system with 10 brackets. Understanding your effective tax rate is important for budgeting and financial planning in California.

Housing costs: The median home price in California is $750,000 with an effective property tax rate of 0.71%.At 0.71%, property taxes in California are near the national average of approximately 1.1%, which can make homeownership more affordable over the long term.Use our mortgage calculator to estimate your full monthly payment including property taxes and homeowners insurance.

Income and cost of living: The median household income in California is $85,300. With a cost of living index of 140 (national average = 100), California is40% above the national average, meaning everyday expenses like groceries, utilities, and transportation tend to be higher than in other states.

Tools for California residents: Use the calculators above to estimate your income taxes, mortgage payments, auto insurance costs, and more using California-specific data.We also have financial tools for 37 cities in California, including Los Angeles, San Diego, San Jose, San Francisco.All calculators are free to use with no account required, updated with current rates and data for the 2026 tax year.