Free financial tools tailored for North Dakota (ND) residents — tax calculators, mortgage estimates, insurance costs, and cost of living data.
Income Tax
2.5%
Property Tax
0.94%
Median Home
$240,000
Median Income
$68,000
Cost of Living
92
Calculate your North Dakota state income tax and see effective rates across all brackets.
See your take-home pay in North Dakota after federal and state taxes.
Estimate property taxes in North Dakota based on home value and local rates.
Calculate mortgage payments in North Dakota including taxes and insurance.
How much home can you afford in North Dakota?
Estimate auto insurance costs in North Dakota based on your profile.
Estimate home insurance in North Dakota for your property.
Compare cost of living in North Dakota to other states and the national average.
North Dakota (ND) has a top marginal income tax rate of 2.5%, which applies to a progressive system with 2 brackets. Understanding your effective tax rate is important for budgeting and financial planning in North Dakota.
Housing costs: The median home price in North Dakota is $240,000 with an effective property tax rate of 0.94%.At 0.94%, property taxes in North Dakota are near the national average of approximately 1.1%, which can make homeownership more affordable over the long term.Use our mortgage calculator to estimate your full monthly payment including property taxes and homeowners insurance.
Income and cost of living: The median household income in North Dakota is $68,000. With a cost of living index of 92 (national average = 100), North Dakota is8% below the national average, meaning your dollars go further for everyday expenses like groceries, utilities, and transportation.
Tools for North Dakota residents: Use the calculators above to estimate your income taxes, mortgage payments, auto insurance costs, and more using North Dakota-specific data.All calculators are free to use with no account required, updated with current rates and data for the 2026 tax year.
How does North Dakota compare to other states?
Compare North Dakota's income tax, property tax, cost of living, and housing costs against other US states.
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