Understand the cost of living in North Dakota including housing, taxes, insurance, and everyday expenses. Compare North Dakota costs to the national average.
North Dakota has a cost of living index of 92, where 100 represents the national average. This means living in North Dakota is 92 percent of the national average cost. The median household income in North Dakota is $68,000, which should be weighed against local expenses.
Housing is typically the largest expense for North Dakota residents. The median home price is $240,000, with property taxes averaging 0.94% and home insurance at $1,800 per year. Renters also face costs influenced by the state's overall cost of living index of 92.
North Dakota residents pay a top income tax rate of 2.5%, a sales tax of 5%, and property taxes of 0.94%. These tax rates play a major role in the overall cost of living and your household budget.
Auto insurance in North Dakota averages $1,400 per year, which is a significant ongoing expense. Combined with fuel, maintenance, and commuting costs, transportation can account for a notable portion of the North Dakota household budget.
With a cost of living index of 92, North Dakota ranks among states that are 92 percent of the national average. The median income of $68,000 and median home price of $240,000 provide useful benchmarks for comparison. Use CalcHubb's cost of living calculator to compare North Dakota with any other state.
Try the North Dakota calculator for personalized results:
Open North Dakota Cost of Living Guide Calculator