Free Vermont (VT) auto insurance estimate with 2026-specific rates. Calculate your exact auto insurance using real Vermont data.
The average annual auto insurance premium in Vermont is approximately $1,200, or about $100/month. Actual costs vary based on your driving record, vehicle, coverage levels, and location within the state.
Vermont's average auto insurance cost of $1,200/year is below the national average of approximately $1,800/year. Factors like urban density, weather, and state regulations affect premiums.
To reduce auto insurance costs in Vermont, consider bundling home and auto policies, maintaining a clean driving record, increasing your deductible, taking advantage of available discounts, and comparing quotes from multiple insurers. Some Vermont-specific programs may offer additional savings.