Free Tennessee (TN) cost of living calculator with 2026-specific rates. Calculate your exact cost of living using real Tennessee data.
Tennessee has a cost of living index of 90, where 100 represents the national average. This means living in Tennessee is about 10% less expensive than the national average.
With an index of 90, Tennessee falls in the moderate range for cost of living. Key factors include the median home price of $290,000, no state income tax, and average insurance costs.
The median household income in Tennessee is $59,700. With a cost of living index of 90 and median home price of $290,000, a comfortable salary depends on your household size, location within the state, and lifestyle. Use our calculator to compare costs across states.