Free Massachusetts (MA) cost of living calculator with 2026-specific rates. Calculate your exact cost of living using real Massachusetts data.
Massachusetts has a cost of living index of 135, where 100 represents the national average. This means living in Massachusetts is about 35% more expensive than the national average.
With an index of 135, Massachusetts is one of the more expensive states to live in. Key factors include the median home price of $600,000, state income tax up to 9%, and average insurance costs.
The median household income in Massachusetts is $93,550. With a cost of living index of 135 and median home price of $600,000, a comfortable salary depends on your household size, location within the state, and lifestyle. Use our calculator to compare costs across states.