Calculate using real Roseville data. Median home price: $530,000. Property tax rate: 0.8%.
With the median household income of $90,216 in Roseville, CA, following the 28% rule, you could afford a monthly payment of about $2,105.
The cost of living index in Roseville, CA is 120 (national average = 100). A home at the median price of $530,000 would require roughly 5.9x the median income.
A conventional 20% down payment on the median Roseville, CA home ($530,000) would be $106,000. FHA loans may require as little as 3.5% ($18,550).