Inflation Adjustment Calculator
See how inflation erodes purchasing power over time. Calculate the future cost of goods and the real value of money at any inflation rate.
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Frequently Asked Questions
What is the average US inflation rate?
The long-term historical average US inflation rate is approximately 3% per year. Recent years have seen higher rates (peaking above 9% in 2022), though the Federal Reserve targets a 2% annual inflation rate.
How does inflation affect my salary?
If your salary does not increase at least as fast as inflation, your real purchasing power declines. A 3% raise with 3% inflation means zero real growth. Use the Raise Calculator to compare raise offers against inflation.
Why does inflation matter for retirement planning?
If you need $50,000/year today, at 3% inflation you will need about $67,000 in 10 years and $90,000 in 20 years to maintain the same lifestyle. Failing to account for inflation can lead to significant retirement shortfalls.
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